Scotland's best value used cars — 3A Borthwick View, Loanhead, EH20 9QH
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Finance Options

HP, PCP, or 0% deals — drive now, pay your way.

★★★★★ Excellent service, every time
✓ Most cars under £5,000
🛡️ Up to 2-year warranty
🔄 Part exchange welcome
🚗 Same day drive away

Finance That Works For You

Most Popular

Hire Purchase (HP)

Pay a deposit, spread the rest over fixed monthly payments. At the end, the car is yours outright.

  • Fixed monthly payments
  • Own the car at the end
  • Flexible deposits
  • 12–48 month terms
Lower Payments

Personal Contract Purchase (PCP)

Lower monthly payments than HP. At the end choose to buy, hand back, or use equity towards your next car.

  • Lower monthly cost
  • Flexible end-of-term options
  • Great for regular upgrades
  • 24–48 month terms
Best Deal

0% Finance Deals

On selected vehicles — pay exactly the price on screen, spread across your term. Zero interest whatsoever.

  • Zero interest
  • Selected vehicles only
  • Subject to status
  • Ask which cars qualify

Finance FAQs

We work with a range of lenders and consider all circumstances. We can't guarantee approval but will do our best to find a solution.
10% is typical for HP. Speak to us and we'll work out what's right for your budget.
Finance is available on most stock. 0% deals apply to selected vehicles only — ask us which ones currently qualify.
Subject to finance approval, same-day drive away is possible on many vehicles.

Not sure which option is right?

Call us or pop in — we'll talk it through with no pressure.

Talk to Us →